PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCEPTING THESE TERMS, YOU ENTER INTO AN AGREEMENT WITH THE COMPANY FOR THE PURPOSES SET FORTH BELOW.
1. Electronic Communication
When you visit OneConsumer Website or send emails to us, you are communicating with us electronically, and you consent to receive communication from us electronically. We will communicate with you by e-mail. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communication be in writing.The Company provides you with access to information about certain financial products and services, including but not limited to credit card facilities,(collectively referred to as 'Services'). Additionally, the Company may offer third-party services, such as credit check services, and may also retrieve and use your information through third-party sites (e.g., bank websites) in connection with the Services you select. These Services are provided on a commercially reasonable effort basis, and you acknowledge that your participation in using these Services is entirely voluntary and based on your consent.By continuing to use the Services, you accept the Terms of Use (TOU), including any updates or modifications, and agree to be bound by this Agreement until it is terminated in accordance with the provisions outlined herein.2. License and Website Access
General: OCS grants you a limited license to access and make personal use of this website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Company.You acknowledge and agree that the Company holds all legal rights, title, and interest in and to the Services, including any intellectual property rights associated with them, whether or not those rights are registered. You also acknowledge that the Services may contain information deemed confidential by the Company, and you agree not to disclose such information without the Company’s prior written consentNo license for commercial sale: This license does not include any resale or commercial use of this website or its content; any collection and use of any product listing, description, or pricing; copying of account information for the benefit of another merchant; or any use of data mining, or similar data gathering and extraction tools.No reproduction: This website or any portion of this website may not be reproduced, duplicated, copied, or otherwise exploited for any commercial purpose without express written consent of the Company.No framing: You may not frame or utilize framing technologies to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of https://consumer.one/ without the express written consent of the Company.3. Privacy Policy
By accessing the Website, you consent to the use of your information as described in our Privacy Policy . This Privacy Policy explains how the Company collects, uses, and protects your personal information when you use the Website and other Services.4. Account Registration
In exchange for your use of the Website and registration with us, you confirm that you are of legal age to enter into a binding contract and are not prohibited from receiving services under the laws of India. You further agree to use the Website solely for making legitimate purchases, either for yourself or for another person for whom you are legally authorized to act. You will inform such individuals about the applicable Terms of Use and Privacy Policy, as well as any rules or restrictions related to the purchase made on their behalf.You acknowledge and agree that you are solely responsible for maintaining the confidentiality of your password, which, along with your Login ID (if applicable based on the Service you select), grants you access to the Service. This Login ID, password, and any contact information you provide (such as a mobile number) together make up your 'Registration Information.' You are responsible for safeguarding your Login ID and password and for limiting access to your computer. You accept responsibility for all activities that occur under your account or password. For security purposes, we strongly recommend that you log out of your account after each session. You agree to notify the Company immediately if you become aware of any unauthorized use of your account or any security breach. Furthermore, you agree that the Company will not be held liable for any unauthorized access or use, except in cases where such access or use is solely caused by factors directly attributable to the Company.You agree to provide true, accurate, current, and complete information about yourself and commit promptly to updating your Registration Information, ensuring it remains accurate and up-to-date at all times. This is crucial for the proper provision of Services by or through the Company. You further agree not to misrepresent your identity or attempt to gain unauthorized access to the Website or use the Services unlawfully.5. Third Party Links/Offers
This Website may provide links to third-party sites or resources. Since the Company has no control over these external sites, you acknowledge and agree that the Company is not responsible for their availability and does not endorse, nor is it liable for, any content, advertisements, products, or other materials found on these sites. You also agree that the Company will not be held liable for any damages or losses, whether direct or indirect, that may arise from your use of or reliance on such content, goods, or services. Any interactions with third parties accessed through the Website are solely at your own risk, and the Company will not be responsible for any actions, errors, omissions, or negligence of these third parties, or for any personal injuries, deaths, property damage, or other losses incurred as a result of those interactions.6. Reviews, Comments, Communications, and other content
Nature of content: Visitors to https://consumer.one/ may post content and other communications; and submit suggestions, ideas, comments, questions or other information, as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights to otherwise injuries to third party or objectionable and does not consist of or contains software virus, political campaigning, commercial solicitation, mass mailing or any form of spam.False information: You may not use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of content. The Company reserves the right (but not the obligation) to remove or edit such content posted on https://consumer.one/Rights Granted: If you do post content or submit material and unless we indicate otherwise, you grant the Company a non-exclusive, royalty free, perpetual, irrevocable, and fully sub-licensed right to use, reproduce, modify, adapt, publish, translate, create derivative work from, distribute, and display such content throughout the world in any media. You grant the Company the right to use the name that you submit in connection with such content on https://consumer.one/No framing: You represent and warrant that you own all the rights or otherwise or control all of the rights to the content that you post; that the content is accurate; that the use of the content to supply does not violate this policy and will not cause injury to any person or entity and that you will indemnify the Company for all claims resulting from the content you provide/post on https://consumer.one/. The Company takes no responsibility and assumes no liability for any content posted by you or any third party.Site Policies, Modification, and Severability: We reserve the right to make changes to our Website, policies, and these Terms of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and will not affect the validity and enforceability of any remaining conditions.7. Intellectual Property Rights
Copyright Protection: All content included on the site, such as text, graphics, logos, button icons, audio and video clips, digital downloads, data compilations and software, is the property of OneConsumer Services Pvt Ltd and protected by the applicable laws.Governing Law and Jurisdiction: These terms and conditions will be construed only in accordance with the laws of India. In respect of all matters/disputes arising out of, in connection with or in relation to these terms and conditions or any other conditions on this website, only the competent Courts at Pune, Maharashtra shall have jurisdiction, to the exclusion of all other courts.Disclaimer of warranties and Limitation of Liability: You agree that OneConsumer Services Pvt Ltd provides the Website on an “as is”, “with all faults” and “as available” basis. No representations, warranties or guarantees whatsoever are made by the Company as to the (a) accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation; (b) that the service will be uninterrupted, timely, secure, or error-free; ( c) the quality of any services, content, information, or other material on the website or Apps will meet your expectations or requirements; (d) any errors in the Site will be corrected; (e) warranties against infringement of any third party intellectual property or proprietary rights; or (f) other warranties relating to performance, non-performance, or other acts or omissions of the Company, its officers, directors, employees, affiliates, agents, licensors, or suppliers.The Company does not warrant that any of the software used and or licensed in connection with this website will be compatible with other browsers, third party software or devices nor does it warrant that operation of the website and the associated software will not damage or disrupt other software or hardware.The Company, its affiliates, successors, and assigns, and each of their respective investors, directors, officers, employees, agents, and suppliers (including distributors and content licensors) shall not be liable, at any time for any, direct, indirect, punitive, incidental, special, consequential, damages arising out of or in any way connected with the use of the website, whether based in contract, tort, strict liability, or other theory, even if the Company have been advised of the possibility of damages.